Getting Started
Your Path to Coverage
From your first enquiry to your policy documents, here's how the process works.
01
Request a Quote
Tell us about yourself and your healthcare needs and we'll recommend the right plan for you.
02
Review Your Plan
We'll walk you through your benefits and limits so you can make the right healthcare choices.
03
Activate Your Cover
Once you're happy with your cover, we'll take care of the rest and issue your policy promptly.
Getting Started
Select an Underwriting Process
The underwriting process you choose determines how your medical history is assessed.
Full Medical Underwriting (FMU)
With this option, the policy does not cover any pre-existing conditions, ensuring clear terms and straightforward coverage.
Medical History Disregarded (MHD)
Pre-existing conditions can be covered, with a premium loading applied, giving you flexible and tailored protection.
Table of Benefits
