Getting Started
Select an Underwriting Process
The underwriting process determines how your medical history is assessed.
Full Medical Underwriting (FMU)
With this option, the policy does not cover any pre-existing conditions, ensuring clear terms and straightforward coverage.
Medical History Disregarded (MHD)
Pre-existing conditions can be covered, with a premium loading applied, giving you flexible and tailored protection.
Premium Plans
Comprehensive Plans With the Highest Limits
explore the plan that works for you:
Premier Elite+
Our most complete plan providing maximum annual limits across all benefits with the addition of dental, vision and health check-up cover.
THB
83,000,000
/Annual Limit
In-Patient (IPD)
Cancer & Chronic Care
Emergency Benefits
Out-Patient (OPD)
Maternity Care
Dental, Vision & Wellness Benefits
Premier Elite
Enhanced Inpatient (IPD) and Outpatient (OPD) benefits with maternity cover and higher annual limits across all benefits modules.
THB
83,000,000
/Annual Limit
In-Patient (IPD)
Cancer & Chronic Care
Emergency Benefits
Out-Patient (OPD)
Maternity Care
Premier Signature
A plan providing comprehensive Inpatient (IPD) benefits including emergency care, chronic conditions and specialist treatment.
THB
83,000,000
/Annual Limit
In-Patient (IPD)
Cancer & Chronic Care
Emergency Benefits
Are you a business looking for group cover? We can tailor benefits, limits and structure to suit your organisation's needs.
Table of Benefits
Premier Elite
We have the plans designed to meet your needs.
Overall Limit
Annual Limit (per beneficiary per period of cover)
THB 83,000,000
Emergency Medical Transfer/Evacuation
Emergency Medical Transfer/Evacuation
Paid in Full
Medical Escort During TransferMedical Escort During Transfer
Paid in Full
Medical Referral
Paid in Full
Overnight accommodation for a friend or relative whilst the insured person is hospitalised
THB 3,600 per night (max 10 night)
Medical & Hospital Benefits
Local Ambulance Services
Paid in Full
Hospital and Medical Costs
Paid in Full
Nursing at Home following Hospital Discharge
THB 54,000
Out-Patient Costs
Not Covered
Purchase or Hire of Crutches, Walkers, Wheelchairs and Basic Orthopedic Prostheses & Equipment
THB 18,000
Acute Exacerbation
THB 18,000
Routine Management and Palliative Treatment
THB 360,000
Additional Benefits
Transportation of Children
Paid in Full
Suitable Adult Escort
Paid in Full
Transportation of Relative or Friend to Bedside
Paid in Full
Overnight accommodation for a friend or relative whilst the insured person is hospitalised
THB 3,600 per night (max 10 night)
Emergency Dental Treatment
Emergency Dental Treatment
THB 36,000
Routine Dental, Optical and Hearing Treatment
Routine Dental, Optical and Hearing Treatment
Not Covered
Repatriation Following Death
Repatriation of Remains
THB 144,000
Contribution to Cost of Coffin
Paid in Full
Cremation
Paid in Full
Local Burial
Paid in Full
Elective Medical Transfer
Elective Medical Transfer
All Necessary Costs
Personal Accident
Personal Accident
THB 64,800
Maternity Care
Cost of Normal Childbirth Including Pre- and Post-Natal Care
THB 144,000
Medical Complications during Pregnancy or Childbirth
Paid in Full
Full Refund means up to the Benefit Sub Limit or Maximum Annual Limit as indicated.
